United Medical Credit – We Help Patients Other Lenders Can’t


by United Medical Credit

So often patients delay or decline treatment due to the out of pocket expense or inability to qualify for traditional financing.  We can help! 


Why Choose Us?


Traditional patient finance companies only approve about half of the applicants. United Medical Credit’s mission is to bring incremental revenue to your practice by securing payment solutions for more of your patients. 

  • Up to 40% more approved patients
  • Increased case acceptance = maximum practice revenue!
  • Your practice receives payment prior to the procedure date
  • And its non-recourse


Will My Patients be Approved?


Most patient finance companies have just one lending source, so they only approve patients with excellent credit. United Medical Credit uses multiple lenders so we can find a financing option that will work for more of your patients even those with credit challenges.

  • Prime, near-prime and subprime lenders are available to patients with just one easy online application.
  • Competitive interest rates for patients with terms from 24-60 months and loans up to $35,000
  • No prepayment penalties.  No surprises.


How Does It Work?


We understand you are busy so we’ve made the process easy. Your patient completes one simple online application that we submit to our lending network.  Patients receive a rapid response and we follow up to discuss their financing options and assist them through the loan process.

  • We assist the applicant through the loan process
  • Your practice is notified when the funds are available
  • NO STAFF TIME REQUIRED submitting applications, explaining plans or running transactions.



Getting Started is Quick & Easy


No cost to sign up! 

Sign up today and receive a $25 onboard credit!

CLICK HERE to get started!

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October 2020 Savings

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Ahoy all Smiles at Sea travelers!

Please read the following update pertaining to the October 2019 Smiles at Sea event.

As you probably have already heard, due to changes in US policy regarding travel to Cuba, all cruises to Cuba have been cancelled effective June 5th 2019. Fortunately, Royal Caribbean has already rerouted the itinerary to include Nassau, Bahamas instead of Havana, Cuba. In addition, the cruise line has decided to discount the cruise fare by 50%!! (excluding government taxes).

This is great news since the Smiles at Sea event will remain unchanged and all CE classes and activities will be held as scheduled!

If you have paid for your cruise in full, you will receive a refund to your original form of payment of the discounted amount.

If you have not yet paid for your cruise in full, your monthly payment schedule with Smiles at Sea will be adjusted accordingly to reflect the discounted amount.

You will soon receive a communication from Royal Caribbean outlining the itinerary change and the discount described above. You may also cancel your reservation for a full refund.

All cancellation requests must be received by Smiles at Sea no later than June 15, 2019.

For questions or cancellation requests please call Jason Hantman or Edward Suarez at 954-420-9133

We are looking forward to seeing everyone in October.

Bon Voyage,

The Smiles at Sea Team

Cruise Specials

We’ve partnered with industry leaders to offer these exclusive deals & discounts to our Smiles At Sea family.

  • Cruise Discounts
  • Excursion Offers
  • Dental Product & Service Offers